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Governments Must Adopt Policies to Incentivise Foreign Workers to Remain in the Country During Their Retirement Years

In this iPMI Global In Focus Expatriate Life article, iPMI report author and market analyst Ian Youngman, takes a look at Mercer's report on The ‘Silver Dollar’ Opportunity: Competing for Retirement Capital. 

  • Traditionally expat workers were expected to go home after they retire but that may no longer be true.
  • Retaining foreign workers into retirement is a major opportunity for emerging and established expatriate destinations, with global competition for “silver dollars” set to increase rapidly in the next decade, HR consulting company Mercer says.
  • Established and emerging retirement destinations have a head start through existing and fast-growing expatriate populations, Mercer's report on The ‘Silver Dollar’ Opportunity: Competing for Retirement Capital said.
  • By adopting policies specifically designed to incentivise expatriate workers to remain in a jurisdiction through retirement, countries can capitalise on this head start in the competition for silver dollars.
  • The report says that countries building and growing a strong expatriate component within their workforce, the ‘silver dollar’ opportunity to retain these workers up to and during retirement should not be overlooked, particularly given the high-earning status of many expatriates.
  • They have an advantage in being able to encourage the ‘captive audience’ of workers already living in their jurisdiction to stay through retirement.
  • According to The Economist, "A greying world spends vigorously on health. With about one in ten people aged 65 or older, health care makes up one-tenth of global GDP". Global aging increases the demand for healthcare services.

About the Author

Ian Youngman is an independent writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports, and undertakes research for companies. To read his latest report, International Health Insurance 2023, please click here, or visit the REPORTS section of iPMI Global.

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