MOROCCO: Government Passes Bill on Compulsory Basic Health Insurance

In this iPMI Global regional country update, international private medical insurance (iPMI) market analyst Ian Youngman, looks at news that the government in Morocco has passed a bill on compulsory health insurance.

• The Moroccan Council of Government has approved Law No. 21.24, which deals with specific provisions within the framework of the compulsory basic health insurance scheme. 
• The new law aims to provide essential cover, particularly for those grappling with costly chronic illnesses.
• This law aims to cover individuals who are able to afford their contributions but currently do not exercise any paid or unpaid activity. 
• For individuals affected by costly chronic medical conditions.
• The government will exempt these individuals from the three-month probationary period stipulated in Law No. 60. 22 on compulsory health insurance for those able to pay contributions and not engaged in any paid or unpaid activity.
• Every citizen is covered by one of the three types of plans that the state is offering:
• The first healthcare plan is for socially disadvantaged people with low purchasing power, which is AMO Solidarity.
• The second plan is for workers without wages AMO TNS, and workers with wages who have AMO Salary.
• The third is for 10 million former beneficiaries of the Medical Assistance Scheme (RAMED), AMO-Tadamon.

About the Author

Ian Youngman is an independent writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports, and undertakes research for companies. To read his latest report, International Health Insurance 2023, please click here, or visit the REPORTS section of iPMI Global.