GHANA: National Health Insurance Policy for Foreigners Launched

In this iPMI Global regional country guides article, iPMI report author and market analyst Ian Youngman, takes a look at news, that Ghana has launched a national health insurance policy for foreigners. 

• The Ministry of Health has launched a national health insurance policy to cover foreigners who visit the country for a short period of time.
• The policy is for non-residents visiting the country for a period of less than six months in any period of 12 months.
• The ministry developed National Non-Resident Visitors Health Insurance Scheme (NNRVHIS).in collaboration with the National Health Insurance Authority (NHIA)and other partners who will jointly oversee its implementation.
• NNRVHIS will be the main vehicle for the delivery of robust healthcare services to non-residents travelling to Ghana.
• A National Non-Resident Visitors Health Insurance Technology Platform (NNRVHITP) will be established to enable non-resident visitors to remotely log into a digital platform and apply in their countries.

Analysis

• There is no time scale set.
• It could be in the future or immediate.
• It is not clear if it refers to all people including leisure and business travellers.
• There is a universal healthcare scheme, the National Health Insurance Scheme covering 70% of the population.
• In May 2022, a new National Health Insurance Authority (NHIA) was set up.
• The National Health Insurance Act 2003 makes health insurance mandatory for all Nigerians.
• NHIA runs the insurance for citizens and non-residents.

About the Author

Ian Youngman is an independent writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports, and undertakes research for companies. To read his latest report, International Health Insurance 2023, please click here, or visit the REPORTS section of iPMI Global.