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iPMI Market Interviews

Interviews

Ensuring Premium Payment Security: A Q & A with Flywire CTO David King

As Flywire continues to make inroads in the global insurance market – one of its strongest value propositions for global insurers is the extremely high level of payment security its platform and infrastructure provide. In this interview, we talk to Flywire CTO David King, a payment security pioneer and permanent influencer, on what global insurers need to be mindful of in payment security for 2024.

12-02-2024 iPMI Global

Interviews

iPMI Global Speaks with Isabelle Moins, Head of IPMI, Europe and Romain Di Meglio, Head of IPMI, Asia and the Middle East, APRIL Group

In this exclusive iPMI Global interview, Christopher Knight, CEO, iPMI Global, met with Isabelle Moins, Head of IPMI, Europe and Romain Di Meglio, Head of IPMI, Asia and the Middle East at the APRIL Group. They discussed 2023 in detail and looked at the achievements of the APRIL Group over the past year.

16-01-2024 iPMI Global

International Private Medical Insurance

iPMI Insights

Black Friday with iPMI Global: Save on 2 Major Market Research Reports

International Health Insurance 2024: The Future of International Private Medical Insurance (iPMI) The 2024 iPMI report on the international private medical insurance (iPMI) market, authored by Ian Youngman. The report analyses iPMI market trends, including growth drivers like high-net-worth individuals and international students, and the impact of partnerships and technological advancements. It also profiles 177 countries, 85 insurance companies, and 49 brokers/MGAs. The report is available for purchase in full or modular formats, with discounts for advertisers and subscribers. Accompanying news...

29-11-2024 iPMI Global

iPMI Insights

Global Factors Contributing to Rising International Private Medical Insurance Premiums

In this iPMI Global Insights article, iPMI analyst Christopher Knight reads Pacific Prime’s new iPMI report, which explores the global factors that are contributing to the rising cost of international private medical insurance. The report analyses trends in individual and family International Private Medical Insurance (IPMI) premiums across 100 locations, highlighting key global and regional factors influencing these costs.

12-11-2024 iPMI Global

iPMI Insights

Analysing iPMI Premiums for Individual and Family Plans Across 100 Global Locations

Pacific Prime, a global health insurance brokerage and employee benefits specialist, has released its annual Cost of International Health Insurance (COHI) Report 2024, analyzing IPMI premiums for individual and family plans across 100 global locations.

12-11-2024 iPMI Global

Expatriate Healthcare Insurance News

Expat Employees in Middle East Call for Workplace Pension Schemes

A survey of 1,504 expatriate workers in Qatar, Saudi Arabia and the United Arab Emirates has highlighted contrasting views on workplace benefits. While 84% of those surveyed cited the benefits offered by their employer as playing a role in their decision to move to the Gulf, there is widespread dissatisfaction with the region’s End of Service Gratuity (EoSG) system. These one-off severance payments, a common practice in the Gulf Cooperation Council (GCC) region, are deemed insufficient for meeting retirement needs by 60%...

12-11-2024 iPMI Global

Country Guides

Everest Insurance International® Unveils New Health Insurance Partnership to Transform Employee Care in Singapore

Everest Insurance International has enhanced its growing Accident and Health (A&H) offerings with the launch of Innovator, an AI-driven international private medical insurance product that aims to redefine the standards of employee health coverage. The product is first available in Singapore and was developed in collaboration with DocDoc and AXA Life and Health Reinsurance Solutions.

10-11-2024 iPMI Global

Country Guides

Navigating the LATAM iPMI Market with Best Doctors Insurance

In the iPMI Global Regional article, we discover how Best Doctors Insurance can help expatriates, travellers and tourists navigate the healthcare systems in Latin America. We review the key themes and insights from an interview with Sheldon Kenton, CEO of Best Doctors Insurance, published by iPMI Global. The interview focuses on the company's position in the Latin American international private medical insurance (IPMI) market, highlighting its strategies, the challenges, and opportunities.

08-11-2024 iPMI Global

CEO of Leading London Dentists Calls for More Support for NHS Dentistry

The CEO of three of the largest dental clinics in London is calling for an overhaul of NHS dentistry, arguing that new plans recently announced by the Government do not go far enough.

NHS England announced millions more were to be offered dental appointments under the NHS Dental Recovery Plan, thanks to a major new plan to ensure easier and faster access to NHS dental care across England.

Dr Bharat Patel, CEO of  Dental Care Centre, Dulwich Dental Office and Camden High Street Dental, is calling for further support for NHS dentists and claims the NHS Dental recovery Plan is ‘more like a booster rather than fully-fledged reform’, with many of the supposed new measures already in place.

Dr Patel said: “NHS dentistry has been playing catch up well before the COVID-19 pandemic forced the closure of all dental practices throughout the country, leaving patients without access to a NHS dentist.

“The new plan adds to the existing system which is highly debated within the dental community. It is without doubt that we have some of the best qualified dental surgeons in the UK, and NHS dentistry in practice is a vital part of allowing young dentists to develop and hone their clinical expertise on the most basic of treatments. However the banding system that categories treatments, and therefore patients into fixed bands, creates a dilemma for dentists on a daily basis on how to prioritise individual treatment on a patient and even between patients.  

“Do dentists prioritise their existing patients for routine care, or do they prioritise a dental emergency on a new patient that they have never seen before, having to rearrange their day and reschedule existing patients?”

In areas where NHS dentists are in short supply, the government is offering up to £20,000 for up to three years’ work in a bid to attract dentists to areas where they are desperately needed. Dental Vans have also been proposed in rural populations to help reach the most isolated communities. 

On this, Dr Patel said: “Incentivising dentists in areas where NHS dentists are sought is also nothing new and something the private sector has tried and failed to do for years.  

“The proportionality of earning to the bonus of £20,000 are mismatched and an extra £20 a day is unlikely to convince a dentist to travel or relocate to those locations where dentists are in shortage.  Furthermore, dentistry requiring an average of eight hours a day of surgical focus limits the distance a dentist can realistically travel to work without impacting on their performance.

“The reforms state the public will be able to see which NHS dentists are taking on patients through a NHS website, however such technology already exists. The flaws will still be present in that it relies on individual practices to log into the NHS portal and update their status on accepting patients or not, something which is unlikely to change the status quo as most clinics do not regularly update this.

“There is no doubt that mobile dental surgeries are feasible and have been trialled in the past, however the mainstream issue of not attracting dental surgeons to work with them is further compounded by an environment that will be compact to work within and lack the multi-disciplinary support that dental practices thrive and develop on, within a team.”

The government’s ‘SMILE4LIFE’ programme of initiatives are designed to improve dental access and oral health in England, complemented by communication and engagement activities to raise awareness of oral health issues and promote healthy dental habits.

Dr Patel added: “Offering advice to parents about baby gums and milk teeth is nothing new. Prevention is actually the most consistent and strongest armamentarium of dental surgeons, primarily due to some of the most thorough undergraduate programmes, and consensus opinion on prevention.”  

Dr Patel welcomes the plans to increase university dental places and claims that it will have a positive long-term impact on the industry.

“Dentistry is known to be one of the hardest and most competitive undergraduate programs in the country. Increasing the number of places will not only boost future generational dentistry but allocate much needed funding to dental teaching hospitals.”

Dr Patel concludes that while it is welcomed NHS England are recognising dentistry as a vital part of their priorities, for any real change to access and quality of dentistry, there needs to be a fundamental understanding that an overhaul is needed and not regular ‘band-aids’.

He added: “There is only so much an approach like the one proposed can improve services. If there is a genuine desire to keep NHS dentistry as a leading beacon within the UK and Europe it requires a matching investment that recognises that dentistry in practice is a surgery not akin to hospitals. Subcontracting surgery to a general dental practice clinic cannot be done at a cut-price if the world-class standards we strive for are to be maintained.”

UnitedHealthcare Global
Cigna
Flywire

Welcome To iPMI Global

iPMI Global is the leading business intelligence provider for international private medical, health, travel and expatriate insurance markets worldwide. Due to the nomadic nature of the international private medical insurance (IPMI) market, iPMI Global is an internet based news service for worldwide insurance and medical assistance professionals who need to understand the impacts of insurance and healthcare policy, regulatory, and legislative developments.

Senior level business executives, in over 120 countries, rely on iPMI Global to stay 1 step ahead of the risk and on the inside track of international PMI.

Covering business travellers, high net worth individuals, expatriate and leisure travel markets, iPMI Global is the only international news source covering the most exciting sector of international health insurance: international private medical insurance.

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